Emerson Realtors



Posted by Emerson Realtors on 4/20/2021


23 A & B Boston St, Uxbridge, MA 01569

Multi-Family

$365,000
Price

2
Units
1,586
Approx. GLA
OOPS! Miscommunication between travelling clients results in price change! Unique property! 2 single-family units on the same lot! Both units currently have tenants. 2 bedrooms and 1 bath in each unit. Dead-end street! Convenient area! Both units are 2 bedrooms 1 bath. One unit has a full basement and the other is on a slab. Young roofs (2013 ) Siding and gutters (2015) Hot Water tanks (2012 and 2021) Gas heat and hot water. City water and sewer are individually metered and the bill is paid by tenants. Photos from before tenants. Lead certificates available
Open House
Sunday
April 25 at 12:00 PM to 2:00 PM
Cannot make the Open Houses?
Location: 23 A & B Boston St, Uxbridge, MA 01569    Get Directions






Categories: Open House  


Posted by Emerson Realtors on 4/15/2021

This Single-Family in Oxford, MA recently sold for $600,000. This Colonial style home was sold by - Emerson Realtors.


12 MINUTEMAN LANE, Oxford, MA 01540

Single-Family

$549,900
Price
$600,000
Sale Price

8
Rooms
4
Beds
2/1
Full/Half Baths
Multiple offers. Highest and Best Monday at 5PM! This beautiful 4 bedroom, 2 1/2 bath Colonial is situated on a tree lined street of maple, locust and oak trees. The neighborhood shows pride of ownership! Enjoy the views of the Center of Oxford from the gorgeous composite farmers porch or your spacious great room above the garage area with hardwoods and fireplace. This property checks off all the boxes. Everything is meticulously maintained inside and out. Professionally landscaped and offering stunning exterior lighting to showcase the architecture of the home & grounds. Irrigation! Salt water inground pool (pump & liner 2018) with white vinyl fencing and pool house. Composite back deck and Brick patio area. Spacious dining room area and 1st floor office space. Granites in the kitchen and all bathrooms with tile flooring. 1st floor home office!!! This is a STUNNING HOME! Deferred listing....showings begin 3/6. Appointment required. Please see video of property.






Categories: Sold Homes  


Posted by Emerson Realtors on 4/15/2021


23 A & B Boston St, Uxbridge, MA 01569

Multi-Family

$365,000
Price

2
Units
1,586
Approx. GLA
OOPS! Miscommunication between travelling clients results in price change! Unique property! 2 single-family units on the same lot! Both units currently have tenants. 2 bedrooms and 1 bath in each unit. Dead-end street! Convenient area! Both units are 2 bedrooms 1 bath. One unit has a full basement and the other is on a slab. Young roofs (2013 ) Siding and gutters (2015) Hot Water tanks (2012 and 2021) Gas heat and hot water. City water and sewer are individually metered and the bill is paid by tenants. Photos from before tenants. Lead certificates available
Open House
No scheduled Open Houses

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Categories: Price Change  


Posted by Emerson Realtors on 4/15/2021

If buying a home is something youíre considering, you might be curious about the different types of mortgages that are available to you. After all, the interest rate on your loan could have a huge impact on your finances over time, saving you thousands of dollars.

In todayís post, Iím going to demystify the home loan by explaining the most common types of mortgages. That way, youíll be able to approach a lender with a bit of context and knowledge to help make the best mortgage decision for you and your family.

Fixed-rate mortgages

The most common types of home loans in the United States today are fixed-rate mortgages. A fixed-rate mortgage has the benefit of stability in terms of its interest rate--year after year, or the lifetime of your loan, you know exactly what percent of interest youíre going to pay.

Fixed-rate mortgages most frequently come with repayment terms of 15 or 30 years. However, some lenders offer different repayment periods.

As with any debt, paying off a mortgage in a shorter term typically amounts to paying less interest over the lifespan of the loan. For this reason, buyers who can afford higher monthly mortgage payments often opt for a 15-year fixed-rate mortgage.

If you canít afford higher monthly payments, a 30-year loan will typically have lower mortgage payments, but at the expense of paying more interest over the life of the loan.

The 30-year option is the most often in the United States, where first-time buyers typically have too many other monthly bills to afford a high mortgage payment.

Adjustable-rate mortgages

Adjustable-rate mortgages (ARMs) were once an ideal option for first-time buyers who could purchase a home at a very low interest rate and then refinancing once that rate was set to rise. However, after the housing crisis of 2007, trust in the housing market drastically declined.

In recent years, ARMs have begun to make a comeback. However, they currently still only account for around 5% of home loans.

Adjustable-rate mortgages come with one important advantage and one huge disadvantage over fixed-rate mortgages. The upside is the ability to borrow money for a home at a lower interest rate than other mortgage types. The down side? Your interest rate isnít locked in for the length of the loan, meaning your rate could, in theory, rise dramatically before you sell or pay off the home. This is exactly what happened to borrowers during the subprime mortgage crisis.

Guaranteed loans

There are a number of special loan programs that have been sponsored by the government over the years. Among them are USDA rural development loans, VA loans for veterans and their spouses, and FHA loans offered by the Federal Housing Authority.

All of these loans make it easier to buy a home with little or no down payment or a credit score thatís less than perfect. That makes these options great for first-time homeowners.




Tags: Mortgage   Buying a Home  
Categories: Uncategorized  


Posted by Emerson Realtors on 4/14/2021


1 Whitman Bailey Drive, Auburn, MA 01501

Condo

$424,900
Price

5
Rooms
1
Beds
2
Baths
Auburnís Only Active Adult Condominium Community. AUBURN CONSTRUCTION. WINSLOW PLAN - 2ĒX6Ē WALL CONSTRUCTION-ENERGY EFFICIENT HOMES-CUSTOM INTERIOR DESIGN OPTIONS. Active Adult Community. High level of commitment to quality Workmanship, Customer Service & Track Record of Proven Performance. View builder's kit for plans, options, upgrades & site info. Standard Emerson upgrades included in base price are fully appliance kitchen, central air conditioning and gas fireplace. All deck,sun room or patio locations determined by individual unit setting and engineering review. All photos and plans attached are for display purposes only.
Open House
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Tags: Auburn   Real Estate   01501   Condo  
Categories: Price Change  




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